Over the years, a handful of changes have been made to the IRS-mandated required minimum distribution (RMD) rules. When someone is not familiar with how RMDs work, it can be easy to miss a required…
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Your Medicare Enrollment Window
When you become eligible for Medicare (most commonly at age 65), there is a specific enrollment window when you can sign up to avoid late enrollment penalties. However, the signup window is different for every…
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Using Qualified Charitable Distribution (QCDs) to Maximize Charitable Donations
The IRS has carved out a way for individuals over age 70.5 to make certain IRA distributions to charities that can be excluded from taxable income. We define this as a Qualified Charitable Distribution (QCD)….
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How Does a Credit Freeze Work?
Credit freezes have become an essential tool in safeguarding your identity and protecting yourself from fraudsters. Unlike credit monitoring services, which are reactive, a credit freeze takes a proactive approach to prevent fraudulent applications for…
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How Inflation Affects Retirement Investments
Spokane Journal of Business interviewed Quantum financial planner Eric Christiansen, CFP® on the effects inflation has on retirement investments. Click the link below to read the full article via spokanejournal.com: https://www.spokanejournal.com/up-close/concerns-about-inflation-are-well-inflated-advisers-say/