FAQs
Frequently Asked Questions About Quantum Financial Planning & Our Services
About Quantum Financial Planning Spokane
1212 N Washington St Suite 220 Spokane, WA 99201
We are located at the Rock Pointe Corporate Center at the corner of Boone Avenue and Washington Street. Our office building, Rock Pointe One, is the middle of three that are at the complex. Both the building name and street address are clearly posted above the main entry. You will find us on the second floor, just up the stairs (or elevator) and to your left.
Yes, Quantum and its financial planners accept a fiduciary duty, which means we are committed to acting in your best interests at all times when providing financial advice and financial planning.
As a fiduciary firm in Spokane, we are dedicated to giving our clients peace of mind knowing that their advisors are committed to acting with honesty, integrity, and professionalism, always placing their financial well-being first. This level of trust and accountability is essential for building long-term relationships and achieving financial goals with confidence.
Protection of personal information is more important today than ever before. To combat the threat of identity theft and fraud, we work with technology experts on an ongoing basis to keep our data and programs secure. Furthermore, we follow a strict set of policies that cover security measures ranging from office safety protocols to the monitoring of client account transactions. Review our privacy policy.
Yes, Quantum has been utilizing digital meetings for years as we serve clients who live in all corners of the United States. We are able to meet by whatever means are most convenient for you.
Quantum’s services are designed specifically for individuals approaching and in retirement. While the majority of our services surround the needs of this demographic, we also specialize in financial planning for real estate agents.
We never charge for the first meeting, which we consider our Insight Meeting. This is a time for you to ask questions and consider whether Quantum is best suited to meet your financial planning needs.
Quantum Financial Planning Services, Inc. is a fee-only Registered Investment Advisor. Practically, we get paid in two ways. First, a one-time flat fee for financial planning. Second, as a percentage of assets under management for portfolios that we manage on behalf of our clients.
We do NOT accept any investment commissions. To learn more about how financial advisors get paid, read our blog post.
At Quantum we take a long-term investment perspective. In practice, this means we systematically rebalance portfolios, and manage each client’s portfolio based on objectives and risk to achieve his/her long-term goals while striving to keep investment costs low. We believe that investment performance is attributed to asset allocation over security selection.
CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients' best interests today to prepare them for a more secure tomorrow.
To learn more about the CFP® certification, visit here: https://www.letsmakeaplan.org
Financial Planning Questions
Financial planning is a comprehensive process that involves analyzing an individual's financial situation, determining financial goals, and creating a strategy to achieve those goals. This process encompasses various aspects such as budgeting, saving, investing, insurance planning, tax planning, retirement planning, and estate planning. Financial planning is much more than investing. It provides comfort knowing how to prepare for the future and adapting to various life stages.
CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients' best interests today to prepare them for a more secure tomorrow.
To learn more about the CFP® certification, visit here: https://www.letsmakeaplan.org
The financial planning process helps identify what goals can realistically be achieved given your resources. Having a financial plan can also help identify what is being overlooked and prepare you to mitigate future risks. Ideally, it helps outline goals and sets you on the trajectory to achieve those goals.
A financial plan is a snapshot of where you are financially and where you want to go, along with the steps you intend to take to get there. Financial planning is a broader, ongoing process that extends beyond the creation of a financial plan. It involves the systematic analysis of an individual's entire financial situation, including their goals, assets, liabilities, income, expenses, and risk tolerance. Financial planning encompasses not only the development of a financial plan but also the implementation of that plan, regular monitoring and adjustments as needed, and ongoing guidance and support from a qualified financial professional. Our process organizes your financial life, allowing you to make confident and informed financial decisions.
A financial planner helps you outline your financial goals while employing strategies to reach those goals. Working with a CFP® ensures a strategic and custom plan built around your personal circumstances. Their advice goes far beyond your investment portfolio and addresses various aspects of your financial future. In the long run, working with a financial planner can save money and help you retire earlier.
While we’ve outlined some of the basics to financial planning here, there is much more to building a financial plan. To make sure you’re on the right track, schedule a free insight meeting with us.
