Financial Planning
for Top Producing
Real Estate Professionals

While you have likely set business goals for the short, intermediate, and long term, our process applies the same goal-driven mindset you thrive on for your business to your personal finances.

Seasonality, and the variable commission income that comes with it, is a fact of life for Top Producing Real Estate Professionals. We partner with you to develop a balance sheet that allows for a safety net in the next down market cycle.

Sometimes the hardest part of financial planning is just knowing where to start. We organize your financial life to help provide you a clear path to achieving financial success.

Our retirement planning incorporates all areas of your financial picture. Whether it is rental income from properties you have accumulated throughout your career or the impact of claiming Social Security, we look at how each piece of your financial picture fits together.

As a Top Producer, you have experienced the tax burden of being a small business owner and possibly the tax implications of owning investment property. While we do not file your taxes, we identify potential tax strategies and partner with your CPA on implementation.

Being a small business owner, you lack the standard employee benefits that are enjoyed in corporate America. Since we do not sell insurance, we partner with you to identify risks and help you make an informed decision with no conflicts of interest from selling a product.

Investment real estate can be a lucrative income stream when the correct opportunity presents itself. We model how your rental properties integrate into your overall financial plan and help empower you to decide if owning more or fewer investment properties makes sense for you.

While you likely have an ear close to the pulse of interest rates, we have found that sometimes the cobbler’s kids have no shoes. Since real estate is likely a large portion of your net worth and is more often than not accompanied by a mortgage, our process proactively helps verify that you are being most efficient with your debt.

While estate planning is typically not the most exciting topic for discussion, we believe it is a vastly important piece to your overall financial plan. We systematically review your estate planning documents to verify they are still in line with your wishes and recommend an attorney for updates when needed.

The value of a Top Producer’s income over the course of their career can be substantial. We incorporate this income stream as an asset to model your net worth’s dependence on real estate. This metric gives you the opportunity to decide how closely to keep your financial success tied to real estate as an asset class.