2024 Guide to Spokane Financial Advisors
Are you searching for a Spokane financial advisor to help you develop a retirement strategy, reduce your tax bill, and achieve your financial goals? You’re in the right place!
About Quantum Financial Planning
Quantum Financial Planning offers comprehensive financial planning to individuals approaching and considering retirement within the next 5 years. Our clients are typically savers who have invested consistently over the course of their lifetime and now have an investment portfolio of over $1 million. Quantum helps these individuals transition to retirement by optimizing their investments, reducing their tax bill, and providing a systematized plan of action for achieving financial goals.
We acknowledge that our services and expertise may not be suitable for every situation. So, we compiled a list of financial advisors in Spokane who we respect.
If you are searching for the right financial advisor for your specific situation in Spokane, you have come to the right place.
Below you will find our complete guide to finding the best Spokane financial advisor in 2024.
We will also share a handful of our free resources along the way, so buckle up!
As promised, snag these free resources before you dive in:
- Top Questions to Ask Your Financial Advisor
- How Much Does It Cost to Talk to a Financial Advisor?
- What Issues Should I Consider Before I Retire? (2023 Checklist) PDF
Quantum Financial Planning specializes in serving individuals transitioning to retirement and top-producing real estate agents. Of course, we would love to help all of Spokane with their financial planning process but, we know we aren’t always the right fit.
Maybe you’re seeking a financial advisor because you are in the middle of a divorce and need help planning for what the future will look like financially.
Or maybe you’re in the military stationed at Fairchild Airforce Base and have specific questions related to your federal benefits.
At Quantum, our goal is to connect you to the right fit, if our service isn’t what you currently need.
How We Connected with the Top Financial Planners in Spokane
Quantum has been serving residents of Spokane since 1979. Over the years, we have been fortunate enough to contribute to the robust financial planning community and make some great connections along the way.
Here are some examples of how we met the best Spokane financial advisors:
- Serving on the board of the Spokane Financial Planning Association
- Participating in study groups to grow our knowledge base
- Attending industry conferences around the country
Spokane is so fortunate to have such a plethora of talented financial advisors. Let’s dive into just who they are along with a short overview from their website.
DISCLAIMER: This list is not exhaustive. This is only our opinion and is not a testimonial or endorsement of these advisors.
Best Spokane Financial Advisors in 2024
Kurt Heineman, Vision Casting Financial Planning, LLC – Spokane, WA
“I developed a process to help you be purposeful about your finances and making sure they are aligned with your values. As your financial planner, it’s critical to me that I understand what your best interests are so that I can serve you well. I’m highly skilled at helping individuals and couples verbalize their goals. I invite you to join me for a complimentary first meeting where we discuss the following questions:
- What’s important about money to you?
- What’s something that you want to accomplish that requires money and planning?
As you share your answers to these questions, I listen closely to make sure I understand your values, goals, and best interests. When you hire me, I will build a financial plan for you based upon this information.”
Denise Downey, Financial Trex, LLC – Spokane, WA
“I am a fee-only financial advisor. My approach focuses on your goals and relationship with money. Think of me as your personal financial consultant. I operate as a fiduciary, which means I give advice based on the best interest of my clients. Not all financial advisors work this way, so it’s important for clients to know they’re not going through the traditional financial planning process. A lot of my work involves getting to know my clients, their goals, and where they are in life. Once I have a good understanding of where you’re at, I can craft a plan to help you take control of your finances. We’ll go beyond looking at just your investments. Together, we’ll take a holistic approach to figure out what you need to achieve your goals.”
Adrienne Ross, Clear Insight Financial Planning, LLC – Spokane, WA
“Finances cannot be separated from the client. This is a core tenant of Clear Insight Financial Planning, LLC’s process. We believe that in order to provide you with the best possible financial advice, we need to know and understand you, your challenges and your goals. Anything less won’t do.
We center our process on you and design a series of steps to help us provide you with the best possible financial planning and investment advice. We will work through the steps together. Call it a holdover from our military life, but no one has to face a challenge alone.”
Keith Spencer, Spencer Financial Planning – Spokane, WA
“So, a bit about me. I love this stuff. The whole financial planning thing.
After getting a degree in music (yeah, music…), I worked at a leading investment management firm in Los Angeles for 18 years. But I had this itch all along that I wanted to open my own financial planning firm at some point. I finally decided to pull the trigger to open my own firm in 2019, and here I am.
I’m now based in Spokane, Washington, but I work with clients virtually, so I can help people who live anywhere.
I’m a bit of a nerd when it comes to finances. I have so much fun with this topic and am honored to be able to help others with it. Money can be such a tough subject, so I love coming alongside people to help them navigate the questions they have, as well as the questions they don’t know they should have.
I started Spencer Financial Planning to empower people through financial health. We’re a fee-only, fiduciary firm. We look out for our clients’ best interests and help them make fantastic money decisions.”
Wyn Hill, Stewardship Concepts, LLC – Spokane, WA
“Being good stewards with what we’ve been given means making a plan. At Stewardship Concepts, our financial advisor helps create a clear path. Feel confident about the future. Identify any financial holes in your current plan. Our financial advisors offer Christian-based advice on the many financial pieces of your life. No commission or products. We are an unbiased third party. Being transparent is important to us including how we get compensated.”
How Quantum Financial Planning is Different from Other Financial Planners in Spokane
When you’re searching for the right financial advisor for you, it can sometimes be difficult to spot the differences between your options.
At Quantum, we believe there are three areas that separate us from other firms you might be considering:
- We have developed a unique insight process that allows us to uncover all aspects of your financial life, far beyond simply managing an investment portfolio.
- We dive deep into taxes. We believe that tax planning is one of the greatest values that your financial advisor can provide. For that reason, we request and review your tax return every year.
- We specialize in the intricacies of transitioning to retirement. By limiting the clients we work with to pre-retirees and real estate agents, we develop a deep understanding of your specific situation.
If it sounds like Quantum could be a potential fit for you and your situation, consider scheduling an insight meeting with one of our advisors.
What do the Best Financial Advisors All Have in Common?
There is a very wide range of services, experience, and expertise available when you are searching for the right financial advisor. Our list of the 5 best financial advisors in Spokane all have 3 things in common:
- They are fee-only. We will be the first to admit there is no perfect fee structure. But finding an advisor who is fee-only limits the conflicts of interest for the advisor
- They are ALWAYS a Fiduciary. This means that the advisor is always required to put their client’s interests ahead of their own.
- They are a CERTIFIED FINANCIAL PLANNER™. If the financial advisor is a CFP®, you know that they have met the rigorous requirements of education, exam, experience, and ethics that is regulated by the CFP® board.
Keep in mind that this list doesn’t encompass all of your options, so ensure that you research and select the financial advisor that best fits your needs.
More FREE Resources for Finding a Financial Planner Near You
As you continue your search for a financial advisor, the below FREE resources are available to you. We recommend utilizing the following resources to continue your search and do your due diligence.
- NAPFA – National Association of Personal Financial Advisors
- Fee-Only Network
- Spokane Financial Advisors Network
- XY Planning Network
We always recommend interviewing a handful of advisors you seem interested in to make sure you have found the right fit.
What If I Can’t Afford to Hire a Financial Planner?
Pro bono financial planning options exist!
Here are a couple of solid resources if you do not have the ability to pay a professional for advice.
Best Questions to Ask a Financial Advisor
If you are hesitant to schedule a time to interview a financial advisor because you don’t feel you know what questions to ask, fear not, we have you covered.
Don’t have time to read our in-depth content?
Here is our #1 question to ask: Do you work with people like me?
Remember, this is a huge decision! In order to find the right Spokane financial advisor for your needs, you should give the process time and care.
Interested in working with Quantum Financial Planning? Schedule an insight meeting.